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Practical guides on international transfers, exchange rates, hidden bank fees, and how to move money smarter across borders.

Banking Codes Explained: Understanding SWIFT, IBAN, and More for Global Transactions
Finance

Banking Codes Explained: Understanding SWIFT, IBAN, and More for Global Transactions

In the world of international transfers, it’s common to come across terms and acronyms that can be confusing even for people who frequently make global transactions. SWIFT, IBAN, ABA, Routing Number… after all, what does each code mean, and why are they so important?

· 4 min read
U.S. Consulates in Brazil: Where They Are and What Services They Offer
International Destinations

U.S. Consulates in Brazil: Where They Are and What Services They Offer

If you plan to travel to the United States, study, work, renew your visa, or handle consular matters, it is important to understand how the American diplomatic network operates in Brazil. Many people still confuse embassies, consulates, and CASV centers — but each one has a different role. The United States maintains an embassy in Brasília and consulates in strategic cities across Brazil, making services more accessible for both Brazilian citizens and Americans living or traveling in the country.

· 3 min read
European Union Implements New Entry/Exit System (EES): What Changes for Brazilians Traveling to Europe?
International Destinations

European Union Implements New Entry/Exit System (EES): What Changes for Brazilians Traveling to Europe?

Traveling to Europe has become even more technological. Since April 2026, the European Union has officially implemented the new Entry/Exit System (EES), replacing traditional passport stamps with a fully digital and biometric border control system. The change directly affects Brazilian tourists and all travelers from non-European Union countries entering the 29 countries within the Schengen Area. The goal is to modernize border control, strengthen security, and make the immigration process faster and more efficient.

· 2 min read
What Is a Payment Arrangement? Understand How It Works and BACEN Regulations
Finance

What Is a Payment Arrangement? Understand How It Works and BACEN Regulations

You probably use a payment arrangement every day without even realizing it. Pix, credit cards, digital wallets, transfers, contactless payments, and digital banks are all part of a financial ecosystem that depends on regulated structures to operate safely. And that’s exactly where payment arrangements come into play. With the growth of fintechs and digital financial solutions, this topic has become increasingly important in the Brazilian financial market.

· 3 min read
What Is an Interest Rate? Learn the Types and How It Works
Finance

What Is an Interest Rate? Learn the Types and How It Works

Have you noticed that interest rates are present in almost every financial activity in daily life? Whether it’s credit cards, loans, financing, or even investments, interest rates directly impact your money, for better or worse.

· 3 min read
Refer and Earn: Turn Your Connections into Rewards with Monetty
Finance

Refer and Earn: Turn Your Connections into Rewards with Monetty

In the world of digital banking, convenience and innovation go hand in hand. But what if, besides simplifying your financial life, you could also earn rewards just by sharing something you already use and trust? That’s exactly the idea behind Monetty’s Refer and Earn program a smart way to turn your connections into real benefits.

· 2 min read
Currency Exchange Office or International Account: Which Is Better for Buying U.S. Dollars?
Finance

Currency Exchange Office or International Account: Which Is Better for Buying U.S. Dollars?

Buying U.S. dollars is no longer just something people do before traveling — today, it has become part of a more global financial lifestyle. And with that shift comes an important question: is it still worth using a currency exchange office, or are there smarter alternatives available? The answer is simple: yes, there are and they are far more advantageous.

· 2 min read

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