Money across borders, without the guesswork

Michael is the Founder & CEO of Monetty, a fintech platform focused on making cross-border money movement faster, clearer, and more accessible—especially across emerging markets.

With over a decade of experience in fintech and software engineering, he has built and operated payment infrastructure, digital banking systems, and compliance-driven platforms across multiple jurisdictions. His work spans cross-border payments, neo-banking, and regulated financial systems, giving him a deep understanding of both the technical and regulatory layers required to move money globally.

Before founding Monetty, Michael contributed to the development and scaling of financial products at companies including BairesDev, Repay, Arivo Acceptance, MyBambu, and Klever, working across international payment flows and financial integrations.

He founded Monetty to address a clear gap: cross-border transfers are still too slow, too expensive, and too opaque—particularly in high-growth corridors. His focus is on building infrastructure that delivers real-time settlement, transparent pricing, and reliable access to global financial services.

Marcus is Director of Engineering at Monetty, where he leads the design and execution of scalable, high-performance systems powering global financial infrastructure.

With over two decades of experience in software engineering and architecture, Marcus has built and optimized complex platforms across fintech, banking, telecom, and enterprise environments. His expertise spans distributed systems, microservices architecture, cloud infrastructure, and high-throughput applications designed to handle real-world scale.

Throughout his career, he has led critical initiatives including large-scale system migrations, performance optimization of high-traffic platforms, and the design of resilient architectures running on AWS and Kubernetes. His work has supported systems processing thousands of requests per minute, with a strong focus on reliability, observability, and maintainability.

Before joining Monetty, Marcus held senior engineering and architecture roles at companies including BairesDev, NTT Data, and GFT Technologies, contributing to mission-critical systems for banks, telecom providers, and global enterprises.

At Monetty, he is focused on building robust, scalable infrastructure to enable fast, reliable, and transparent cross-border money movement.

Roland is a results-driven financial services leader with nearly two decades of experience across retail, commercial, and corporate banking. As Country Director for Monetty UK, he is at the heart of one of the company's most critical milestones — actively driving the FCA licence approval process and laying the operational foundations for Monetty's presence in the United Kingdom. It is a role that demands regulatory intelligence, commercial credibility, and the kind of calm authority that comes only from years of real-world experience. Roland brings all three.

Roland's banking journey began in 2007 at United Bank for Africa (UBA) PLC, where he served as Executive Assistant to a Regional Director and Account Officer. It was here that he built the core disciplines that would define his career — data analysis, relationship management, business development, and a sharp understanding of both commercial and retail banking operations. It was a formative grounding, and he made the most of it.

He went on to join the Corporate Banking Division of Keystone Bank Ltd (formerly Bank PHB PLC) as a Senior Relationship Manager, where he stepped into the world of large-scale structured finance. During his time there, Roland played an active role in several landmark syndicated loan transactions, including a notable $3 billion deal for one of Nigeria's leading telecommunications companies. For a banker still in the earlier stages of his career, it was a significant marker of capability and trust.

His next chapter took him to Wema Bank PLC as a Business Development Manager, where his impact was immediate and measurable. Under his transformational leadership, the branch's asset portfolio grew by an impressive 200% — a result that reflects not just commercial ambition, but disciplined execution, sound credit judgement, and the ability to bring a team along on a shared mission.

Driven by a commitment to continuous growth, Roland pursued an MSc in International Banking and Finance at Glasgow Caledonian University, graduating in 2024 with a Distinction — a testament to both his intellectual rigour and his dedication to staying at the forefront of the profession. His return to the working world in the UK was swift and purposeful. He gained valuable experience as a Fraud Adviser and Analyst with Santander via indirect contract, before joining Barclays Bank UK PLC as a Customer Advisor within the High Value Business Banking team. Each role deepened his understanding of the UK financial services landscape, regulatory expectations, and the nuances of serving sophisticated clients in one of the world's most demanding banking markets.

Roland's academic foundation is broad and internationally recognised. He holds a BSc in Statistics from the University of Nigeria (UNN), an MBA from the University of Benin, and his MSc in International Banking and Finance with Distinction from Glasgow Caledonian University. Professionally, he is an Associate Member of both the Chartered Institute of Bankers of Nigeria (CIBN) and the Chartered Banker Institute (CBI), and holds financial certifications from the Chartered Institute for Securities and Investment (CISI) and Bloomberg. It is a portfolio of qualifications that reflects a career-long commitment to excellence and professional development.

What distinguishes Roland beyond his commercial and regulatory expertise is his approach to leadership. He leads with a strong team orientation — creating environments where people feel supported, challenged, and motivated to perform at their best. He has a proven ability to manage complex, multi-stakeholder projects without losing sight of the human element, and he is genuinely committed to mentoring and developing the people around him. Those who have worked with Roland consistently speak of a leader who sets high standards and then works alongside his team to meet them.

Roland combines the depth of a seasoned banker, the agility of a fintech operator, and the integrity of a regulated professional. As Monetty UK charts its path through FCA authorisation and into full market operation, Roland is precisely the kind of leader the moment calls for — experienced enough to command respect, hungry enough to keep building, and grounded enough to do it the right way.

Fernanda leads Growth and Operations for Monetty in Brazil, playing a key role in expanding the company’s presence in one of its core markets.

She is responsible for driving user acquisition, managing local marketing initiatives, and supporting operational execution across the region. Her work connects strategy with execution—ensuring campaigns, partnerships, and internal processes translate into measurable growth.

With a background in marketing operations and a strong focus on organization, communication, and execution, Fernanda helps ensure Monetty moves quickly while maintaining structure and consistency as it scales.

At Monetty, she is focused on building strong local traction, supporting cross-border growth, and strengthening the company’s position in Brazil.

James is Marketing Director at Monetty, where he leads global growth strategy, brand positioning, and market expansion across key regions.

He brings a diverse background spanning digital marketing, community building, and operational leadership, with experience across fintech, blockchain ecosystems, and emerging markets. His work focuses on driving user acquisition, building engaged communities, and positioning products for real-world adoption.

Prior to Monetty, James held leadership roles across multiple organizations, including serving as Director at Real AI Technologies and Chief Marketing Officer at Omobile Multimedia. He has led marketing and growth initiatives across Africa, Europe, and global digital ecosystems, combining strategic planning with hands-on execution.

At Monetty, James is focused on expanding global reach, strengthening brand trust, and driving adoption of fast, transparent cross-border financial solutions.

Ruben leads Sales for Monetty across LATAM, where he is responsible for driving revenue growth, building pipeline, and expanding the company’s presence in key regional markets.

With a background in sales, marketing, and customer engagement, he specializes in outbound strategy, lead generation, and closing high-value opportunities. His experience includes working with international clients—particularly in the U.S. market—managing prospecting, appointment setting, and client communication in both English and Spanish.

Ruben brings a strong execution mindset, combining structured pipeline development with persuasive communication and relationship-building. At Monetty, he plays a key role in converting demand into growth—helping expand adoption of fast, transparent cross-border financial services across LATAM.